Auto Insurance

 

Car Insurance

When it comes to car insurance it is well worth being aware that although there are so many companies out there who offer protection on your no claims bonus, you can theoretically make one-two insurance claims per year and still expect to get a discount on your next car insurance renewal.  However, it is worth bearing in mind that if you are intending to move insurers within the year in which you have made the claim, then the next insurer might not recognise the protection on your no claims.  It is however, worth checking out if your current insurer is willing to do you a deal on your car insurance with them.  Often they will offer you a reduced rate if you say that you are not happy with the quote you have received from them and are intending to move insurers.  If you do move insurers then they will ask you if you have made any insurance claims in the latter 3-4 years, if the answer is yes, then it is possible that you might have to accept a reduced about of no claims bonus from them and the cost of the insurance premium could be higher.  It is vital that you compare insurance quotes before diving in at the first hurdle. 

 

Motorcycle Insurance

Unfortunately motorcycle insurance is not as easy to come by as car insurance.  Many motorbike riders have to approach specialist companies in order to get insurance for their bike.  There are some big named companies, which are coming onto the market in order to provide comprehensive cover on motorcycles.  The presence of these companies will mean that the specialist motorbike insurers will have to push down their premiums in order to keep competitive within the market.

 

Van Insurance

With the shear amount of car insurance companies to choose from, it can often be difficult to find the right insurance quote to suit you.  There are many tradesmen whom need quotes to suit their job.  You can often find that with van insurance you can expect to pay a higher monthly premium.  There are companies out there who specifically specialise in the insurance of vans.  When insuring your commercial vehicle you can expect to be asked more questions than you would for a normal car insurance policy.