RAC Car Insurance


The RAC are probably best known for their car breakdown cover within the UK, but like many other companies over the years have expanded their range of services to include car insurance, home insurance, travel insurance, day insurance, classic car insurance, caravan insurance, motor home insurance, minibus insurance and accident and legal insurance.  

The RAC claim to offer a great value car insurance with prices starting from £268 for the year.  They have a range of approved insurers whom they sift through to ensure that their customers get a good price on their car insurance.  The fully comprehensive insurance includes a 3 year guarantee on claim repairs which are approved through the RAC, windscreen replacement, new car replacement if the car is written off and is under 1 year of age (this applies if there is a car available within the UK) and up to £2,500 worth of personal accident cover.  It is thought that 50% of the RAC’s customers pay £268.00 per annum for their car insurance.

The RAC are a company that certainly do know about driving, they have been around for over 100 years, this insight they have into driving has enabled them to carefully choose a panal of insurers who are sure to offer the best prices on car insurance.  If you are already a member of the RAC’s breakdown cover then you could qualify for a further saving of 12% on your car insurance policy.  As a customer of the RAC you could take advantage of their flexible payment options, and upgrade your policy or add on more benefits such as Car Insurance Plus.  

On the fully comprehensive car insurance you can benefit from the following (bear in mind that for some of the items featured on this list the customer may need to pay an excess – so it is well worth checking the small print on the insurance policy).  Personal property is covered of up to £150.00, following an accident medical expenses can be paid of up to £100 per person, stereo or sound equipment cover of up to £500. As mentioned above a 3 year guarantee on all approved claim repairs, replacement windscreen and repairs, £2,500 of personal accident cover for your partner or yourself, new car replacement if the car is less than one year old and you have the option of adding legal expenses cover to your claim.

For more information on RAC’s car insurance and related products check out their website at www.rac.co.uk.