Saga Car Insurance


Saga have an insurance shop which offers an array of different insurances, these include home insurance, travel insurance, caravan insurance, medical insurance, motor home insurance, van insurance, holiday home insurance, motorcycle insurance, accidental death benefit, personal accident insurance and health cash plan.  The Saga group claim to be able to offer up to a 20% discount for people taking out their car insurance online, and mainly concentrate on providing insurance cover for the over 50’s.

As well as offering up to a 20% discount for booking online with Saga, the consumer can expect to benefit from fully comprehensive cover paying from just £12.50 per month.  It is thought that 20% of Saga’s new customers who took this fully comprehensive cover out between the months of November 2009and February 2010 were paying even less than the £12.50.  Saga also offers comprehensive cover for if driving within the EU and there are no restrictions on the amount of trips or the duration of the stay.  They also offer a courtesy car if your car is being repaired by one of Saga’s approved repairers, they offer this for up to 14 days following an incident in the UK which is valid under the insurance.

They offer a new for old car cover, if your car is less than two years old and if you are the first registered keeper (a 12,000 mileage restriction applies for the second year of the cars life).  As well as offering emergency driver cover, which means anyone with a full driving licence can drive this vehicle in the event of a medical or motoring emergency – the policy holder must be in the vehicle at the same time.  Vandalism cover is also offered as part of the fully comprehensive package.

Saga also offer their customers the chance to have Saga Breakdown Assistance, this can be purchased at a discounted rate from as little as £2.95 per month, and can provide added security for the driver, with the knowledge that they will be covered for breakdown service anywhere within the UK for 365 days of the year, and the service runs for 24 hours per day.  The price of the cover depends on the type of cover you are wanting.

Emphasis with the Saga group does concentrate mainly on the drivers who have reached the over 50 mark, as they believe that this age group have fewer accidents.  So Saga offers a good price on car insurance for this age group.   It is believed that over 1 million drivers already have insurance with Saga.