Virgin Money - Car Insurance

The Virgin brand was launched by Sir Richard Branson in 1972, it initially started out as Virgin records, but the brand Virgin rapidly grew during the 1980’s when he set up the music Virgin Records and Virgin Atlantic airways. According to Forbes list of billionaires in 2009 Sir Richard Branson is the 261st richest in the world. The brand name Virgin has now expanded into all sorts of products and services. Virgin Media, Virgin Atlantic, Virgin Credit Cards, Virgin Loans. As well as good offering good rates on savings and investments, pensions, mortgages, loans and insurance.

Virgin offer good rates on car insurance, and offer a deal of getting 12 months policy cover for the price of 11 months when purchasing this product online, plus you could get up to 5% extra off. Virgin’s car insurance enables the customer to pick the level of protection which suits their individual needs. If the customer has 4 or more years no claims discount then they have the option of protecting it. The customer can add on car breakdown cover, which is available for £69.30 per year.

There is a nifty little table on this website which helps you break down what you get with each of the covers available. There are three covers available in total, which are, comprehensive, third party fire and theft and third party. The comprehensive insurance protects the policyholder if they crash into someone else’s vehicle and or damage their property. The policyholder crashes their car, needs emergency medical help, injures another person or the car is stolen destroyed by a fire, windscreen/windows are smashed or damaged etc etc. The third party fire and theft policy will cover you for some of the above but not all and the third party insurance simply covers for if the policyholder crashes into or damages someone else’s property and an injury to another person.

There is a list of optional extras, which can be added onto the policy. You can get a quote online today, and if you are unsure as to whether you want it, there is an option for you to save the quote, enabling you to go back to it should you decide to take it out at a later stage. Visit www.virginmoney.com for more information about good deals on Virgin car insurance.