Cigna general health insurance comparison and review

The best way of finding any good deal on insurance nowadays is by shopping around the internet.  You can literally find hundreds of companies offering good deals on home insurance, life insurance, motorbike insurance, car insurance and general health insurance.  The only problem with shopping around the internet for these offers, is, that it can be very time consuming.  This is why companies such as www.insurance64.co.uk have taken time out to review these companies on your behalf.  They have reviewed companies such as Cigna to check out the best deals on offer for products such as general health insurance.  Many people in and around the UK have not even considered general health insurance as a necessity, this is usually because they consider the fact that we have a good NHS service as insurance enough.  Relying on the NHS is all well and good, but what if you needed to see a specialist with some urgency and you were put on a waiting list on the NHS.  If you had general health insurance in place then this would not be an issue, as you could see the specialist of choice and your insurance cover would pay for this.

Do I need a referral to receive treatment privately?

There are certain occasions where a referral is not necessary, this is usually when you are going for dental or optical treatment.  You will however require a referral from a GP or consultant if you are needing diagnostic testing such as an MRI or CT scan.

How long have Cigna been providing health insurance?

Cigna have been operating in the insurance market within the United Kingdom since 1983, so it is safe to say that they have been established a long while. 

What other benefits will I receive from general health insurance?

The good news is that when you do have general health insurance in place, you can usually opt to receive the treatment you want and need at a place which is suitable for you and at a time which is when you want it.  Unlike the NHS, there is no waiting lists, you can usually get an appointment privately with a consultant or specialist fairly quickly and the same applies for MRI, CT and other diagnostic testing.

General health insurance will also cover you for the cost of:

•    Specialist and consultation fees
•    Hospital accommodation charges.
•    Diagnostic testing such as CT, MRI and ultrasound scanning.
•    Insurance cover for day case treatment.

All of the above are subject to terms, conditions and small print, which can be found on Cigna’s website.  It is important that you read through the terms and conditions thoroughly before committing to the insurance product.  It is imperative that you make sure that the product on offer is right and suitable for you and your needs.

Summary

Checking out the worldwide web to find the best deals on general health insurance and finding out what Cigna has on offer at present.