Do I have to go through an application process in order to be eligible for health insurance?

With any private health insurance there is usually an application process to go through, prior to them accepting you for the insurance. There are certain reasons why you may not be eligible. For example, you would not usually be eligible for health insurance or a claim for the following:

•   Allergic disorders or allergies.
•   Menopause, puberty and aging.
•   HIV/AIDS
•   Pre-existing chronic medical conditions.

These are just a few of the things that could prevent you getting private health insurance, however, not all companies are the same, so it is well worth shopping the market to check out what, exactly is on offer.

It is for the above reason, that an application process has to be followed. Depending on what sort of health insurance you are requiring, whether it is for just you or to cover for your family too, will depend on how long the process will take. The application form itself, can usually be filled out online or via the telephone. The application process could take a while, so be sure to put a couple of hours aside prior to filling the form in.

The form will ask questions, such as:

•   Your name
•   Date of birth
•   Address
•   Nationality
•   Age

It will also ask questions about your current health and if you have had any previous medical issues. It is important that you answer these honestly, as any miss information could thwart a future claim. Check out the internet for more information about health insurance and related products.