Cigna Healthcare Insurance

There seem to be an overwhelming amount of companies out there on the worldwide web offering customers what appear to be good deals on private health insurance.  Making sure that you choose the right company and product, which suits your individual needs can be a major task, especially if you are using the internet to find the best deal.  A good way of sifting out the good from the bad, is to use one of the many companies who have already taken the time out to review private health care companies on your behalf.  Many people who live within the UK do not deem having private health insurance necessary as we already have a good National Health Service within the UK, which seems to provide the people of British with the amount of health care we need.  

Cigna are just one of the companies who offer customers great deals on private health insurance. 

Do I need a referral to receive treatment?

On certain treatments such as dental you will not need a referral letter, however if you are needing an operation or a diagnostic test, such as an MRI scan, the you will require a letter of referral from either a GP or a consultant. 

How long have Cigna been established?

The companies themselves have been operating in the United Kingdoms insurance market since 1983.

What are the benefits to having private health insurance?

People who opt to have private health insurance, can get the treatment which they are eligible for when they want and where they want.  Unlike the NHS, there is no need to worry about waiting lists, usually you can get an appointment privately fairly quickly with a consultant of choice.  You can also benefit from the following:  

•    Insurance cover for specialist and consultation fees.
•    Insurance cover for hospital accommodation chargers
•    Anaesthetist, surgeon’s and physicians fees covered by insurance.
•    Insurance cover for diagnostic testing (for example, MRI, CT, Ultrasound, X-rays, blood tests etc.
•    Insurance cover for day case treatment.  

All of the above are subject to terms and conditions, which can be found on the company’s website, which in this instance is at www.cigna.co.uk.  It is important that you always read through the terms, conditions and small print, prior to committing to any health insurance product.  It is essential that you understand the product you are buying and the amount you will be paying in monthly premiums. 

Summary

Checking out companies like Cigna on the worldwide web, who are offering good deals on private health insurance at present.