National Friendly Private Healthcare Review and Comparison

There are many reasons as to why people take out a private healthcare plan, one of the reasons is to ensure that they are covered to be seen in a timely manner should the unforeseen happen.  In the United Kingdom, we have a fantastic National Healthcare Scheme, but, for example, if you are wanting an MRI scan, which is deemed as being non –urgent, then you could be put on a waiting list.  If you opt for a private healthcare plan, then you could get this scan in a much quicker time.  National Friendly are just one of the companies out there which offer good deals on healthcare. 

What benefits will I get with National Friendly Healthcare?

•    You can get a comprehensive medical insurance policy for adults from only £40 per person, per month.
•    You can get a comprehensive medical insurance for a child from only £20.00 per person, per month.
•    Premiums which are fixed and affordable for 5 years.
•    You can choose where you have your treatment, plus you can choose any hospital within the United Kingdom, whether it be NHS or private.
•    You can also claim for NHS day case stays and overnight stays.
•    Plus there is no need to renew your health insurance policy each year.

The healthcare you are entitled to depends entirely on the level of cover you take out, but a Healthcare Deposit Account generally covers you for the following benefits:

•    Ambulance fees
•    Chiropody
•    Homeopathy
•    Acupuncture
•    Diagnostic Investigation (such as MRI, CT and Ultrasound Scans).
•    Heart Surgery
•    Cancer Treatment
•    Physiotherapy
•    Consultations

There are some aspects of medical care that isn’t covered by their policy, these include:

•    Cosmetic Treatments
•    Drugs and Dressings
•    HIV or AIDS

All of the above are subject to terms and conditions, which can be found on the website.  

The above are just some of the things which aren’t covered by this insurance policy, check out the company’s website at www.nationalfriendly.co.uk  for more information about the product on offer. 

Always read through the small print!

It is important that you read through the terms and conditions on any health insurance policy before committing.  Before committing it is important you know and understand the following:

•    The amount you will be paying via direct debit each month.
•    The level of cover you need.
•    What benefits you will receive from your level of cover.
•    You have read and understand the small print.

Where can I find out more?

You can find out more about health insurance and related products on National Friendly’s website. 

Summary

Why many people choose to take out private health insurance nowadays, and finding out more about health insurance on the National Friendly’s website.