Saga Private Health Insurance Compare and Comparison

When it comes to insurance, most people have adequate insurance in place for their homes, cars and lives, but when it comes to ensuring that we are covered for health problems which may occur, then, in the United Kingdom, we tend to rely on our NHS system.  Granted our National Health Service is fantastic, but when it comes to getting seen when we want, it is not always possible.  So when it comes to getting those less urgent complaints seen to, we are often put on waiting lists. With private medical insurance you can avoid those often lengthy delays and get seen faster. 

Where can I get Private Health Insurance?

Saga is just one of the companies out there who offer private medical insurance, and have been doing so for over 18 years.  They have a range of policies to choose from and if you choose to buy online from Saga you could save 10%, plus if you pay by direct debit on a monthly basis get the first 2 months free (see terms and conditions on Saga’s website). 

What are the benefits?

Typically with Saga, you can expect to gain from the following benefits:

•    A prompt referral service, which will enable you to see a specialist fast.
•    The ability to gain from a fast admission to a private hospital which is of your choosing.
•    Treatment which will fit in with you and your work or life.
•    Fast access to diagnostic testing

So how does this differ from the NHS?

Many people today, don’t have private health insurance, and rely solely on the NHS to get their treatment.  With a private health insurance you can get treatment relatively quicker than you would on the NHS.  For example, if you were needing an MRI scan (which was deemed as fairly non-urgent), then on the NHS you could face a waiting list.  With private health insurance, you could (depending on the hospital you choose), get this scan done within 1-2 weeks.  Most private hospitals aim to see you in a timely manner.  

Another good thing about having private health insurance is that you can benefit from using the facilities in a hospital of your choosing.  

Most private hospitals today offer patients on suite rooms, which are decorated to a high standard.  Plus you can peruse the hospital prior to admission to see whereabouts you will be staying. 

Always read the small print!

Before committing to any insurance product, always read through the small print and the terms and conditions, which can usually be found on the company’s website, in this instance can be found at www.saga.co.uk.

Don’t just jump in feet first, make sure you know about the product before you commit, and always ensure that you know the amount you will be paying out on a monthly basis.

Summary

Surfing the internet to find the best deals on private health insurance and related products, and what deals and benefits you could gain by going through Saga for your health insurance.