Co-Operative Home Insurance

Looking at the Co-operative today, it is quite unbelievable to imagine that this company started off as a small family business in Lancashire, and has expanded to having over five and a half million members running what was one classed as a family business.  The Co-operative can boast to having sales which have reached over thirteen billion pounds and to serving in the region of 21 million customers on a weekly basis.  The Co-operative have never been one for standing still and there is now the ability to shop for their products online as well as in one of their 4,800 branches.  It doesn’t surprise many people when you tell them that the Co-operative is popular.  They have around 3,000 food stores, scattered around the United Kingdom, which also includes the Somerfield chain).  They also have a range of other services which includes, travel, pharmacy, banking, legal services, motor insurance and funeral car to name but a few.  The Co-operative formed their financial services section back in 2002 and can now boast to being a leading provider of current accounts, mortgages, home and contents insurance, life assurance, credit cards, personal loans, car insurance and pensions.  They claim to offer their customers a great value insurance cover and an outstanding customer service centre.  Their award winning insurance offers customers the following benefits.

•    You could save up to £136.00 on your home insurance.
•    You could earn up to 40% no claim discount if you don’t claim for anything in the first year.
•    If you buy buildings and contents cover combined you could get 33% off your contents premium.
•    If you haven’t claimed in the last year you could be entitled to a 30% discount.
•    An online discount of up to 16%

All of the above are subject to terms and conditions, and you should visit their website for more information about the above.

Standard Features which are insured on a home insurance policy are:

•    Up to £50,000 of free legal expenses insurance.
•    Rebuilding costs cover as standard of up to £500,000
•    They have a call centre which is based within the United Kingdom
•    Plus they offer new for old replacement (excluding clothing and linen)
There are a range of optional extras which can be added to their home insurance policy for a small extra charge.  As your home is a massive part of your life, it is important that you have the right sort of insurance in place to protect your building and contents should the unforeseen happen.  You can insure your property for just buildings insurance or just contents insurance, or you can opt for both.  Once you have your policy in place, there are a range of optional extras, which can be added to the policy should you wish.  For more information on the Co-operative and their extensive range of products and services, check out their website at www.co-operativeinsurance.co.uk