Hiscox Home Insurance

Hiscox is an international specialist insurer and their headquarters can be found in Bermuda.  They specialise in underwriting a varied range of commercial and personal insurance risks and have vast expertise and a long history in providing their customers with specialist home insurance cover for the contents, collectables and valuables of their home.  Providing over 40,000 homes in the United Kingdom with home insurance.  They also provide business insurance which is finely tailored to the needs of over 70,000 professionals, SME’s and professionals within the United Kingdom.  Their belief if that by specialising in their key areas of expertise and strength, that they can often insure risks that other insurance companies find to unusual or complex to cover.  

They have a nifty little website, which has various insurance offers available.  If you do take out insurance with Hiscox then you can expect to benefit from the following:

•    Hiscox cover for any of your belongings which are accidentally lost or damaged – this is included as standard (check out terms and conditions).
•    Cover for any office furniture or equipment – this is classed as home business cover, should you run a business from home.
•    They offer an efficient claims service which is based within the United Kingdom and requires no forms.  Some people can expect their claim to be paid within 24 hours.
•    If you take any possessions away from the home temporarily – Worldwide cover covers for theft, damage or loss of these.
•    Comprehensive contents and buildings insurance, which includes bikes and garden furniture.
•    Included as standard for emergencies which are classed as being domestic ie. blocked drains – Hiscox offer 24 hour home emergency cover as standard, and pay out up to £500 for labour and parts with no excess for the customer to pay.
•    Accidental damage or loss for contents and buildings as standard.
•    Cover for any digital downloads which includes video, music and photographs which are covered up to £2,500.
•    Valuable items such as jewellery and engagement rings and other valuables are covered up to £15,000.

For more information on Hiscox and for a list of products and service which are on offer with this company, check out their website at www.hiscox.co.uk.