Legal and General Home Insurance

The great thing about Legal and General is that they have restricted their business to what they know best, and only offering their customers services and products which they have a wealth of experience with.  They have a fantastic little website, which is easy to use and offers you online products such as investments, pensions, retirement, life cover, insurance and mortgages.  As a customer of Legal and General you could save up to 43% off their standard home insurance rates.  Plus they are offering other discounts which include a 20% discount for being claim free for three or more years on home insurance.  Up to a 16% discount when you combine buildings and contents together and take them out on the same insurance policy.  If you apply online a 15% online discount will apply (to the first years insurance premium only).

Other home insurance benefits from the Legal and General include:

•    Customers receive excellent service from their call centres within the United Kingdom.
•    They include home emergency cover for emergencies such as a break in or a burst pipe, as part of their home insurance quote.
•    New for old on your contents (except for clothing which is more than two years old).
•    They provide alternative accommodation, should the need arise that you have to move out of your home temporarily (due to an insured event, such as a fire).
•    One month before an event such as Christmas or a wedding, Legal and General will automatically increase your insured sum on your contents insurance by 10%.
•    Cover for downloads, such as films or music, 33% of the contents sum insured.
•    They will offer you up to £750 for if your keys are stolen and you needs to replace locks and keys.

There is much more information on home and buildings insurance on Legal and General’s website, which you can visit at www.legalandgeneral.com.  Before taking out any insurance, it is worth while doing your home work.  Work out what insurance is right for you, and remember the cheapest quote is not always the best quote.