Virgin Home Insurance

Virgin is the brand which was launched by Sir Richard Branson way back in 1972, he initially started out by setting up Virgin Records.  During the 1980’s the Virgin brand started to grow and in addition to Virgin Records, Virgin Atlantic Airways was launched.  To date the Virgin brand has got bigger and bigger and it includes other products such as Virgin Atlantic, Virgin Loans, Virgin Media and Virgin Credit Cards.  This comprehensive list of services and the brand itself has made Sir Richard Branson a very wealthy man, in fact according to Forbes list of billionaires in 2009, Sir Richard Branson can claim he is the 261st richest in the world.

Like many other companies they aim to get you the best possible deal for your money, and if you take out their buildings and contents insurance they will take 15% off your premium (terms and conditions apply).  If you buy your car insurance online then you could save a further 10%.  They will throw in buildings accidental damage cover if you add it on to the policy, and they insure up to 1 million pounds as standard on buildings cover, as well as offering video and music download protection of up to three thousand pounds.

You can choose from one of three insurances, which are buildings insurance, contents insurance and combined buildings and contents insurance.  The buildings insurance will cover the structure of your house as well as fittings and fixtures.  Virgin’s buildings insurance also covers the cost of builders, architects and surveyors should you need to rebuild you home.  It also covers the property owner for liability of up to 2,000,000.

Virgin’s contents insurance covers for things such as valuables, download cover, items in your garden (excluding shrubs, bedding plants, trees and grass, replacement external locks if your keys are stolen, freezer contents, home office equipment, accidental damage to TV, video play, dvd player or computer games and money while its in the house, to name but a few of the benefits.

For more information on Virgin and what they have to offer you, visit their website at www.virginmoney.com.