What Does my Contents Insurance Cover For?

Contents insurance, covers for all of the things that your buildings insurance doesn’t cover for. So while your buildings insurance is put in place to cover for the main structure of the building, along with permanent fixtures and fittings such as sinks, taps and basins etc. contents insurance is in place to offer peace of mind for all of the things that make a house a home. Contents insurance will usually cover you for stuff such as:

•   Furniture
•   Furnishings
•   Light
•   Ornaments
•   Curtains
•   Electricals
•   Books
•   Wines
•   Dinnerware
•   Appliances
•   Kitchenware
•   Food and Drink
•   Clothing and jewellery
•   Wall fixtures
•   Towels
•   Toiletries
•   Outdoor toys, bikes and garden tools

Plus you can insure other personal items, which could include:

•   Musical instruments
•   Wine cellar
•   Hobbies and sports equipment

It is worth checking through your insurance policy document before committing as all insurance companies tend to differ. Check through the terms, conditions and small print prior to making that all important commitment. For more information on contents insurance, home insurance and related products, check out insurance64.co.uk.