Legal & General Life Insurance

Legal and General have been round for years and have took pride in restricting their business to only offering their customers products and services, which they have a wealth of experience dealing with. They have a great little website, where you can find out more about the product and services that they have on offer at present. If you are looking for a life insurance product to help protect your loved ones in the event of your passing, then Legal and General could be of assistance to you. Their life insurance can provide you with the cover which you are looking for and you can get this from as little as six pounds per month. They offer two kinds of cover.

Their level term cover allows you to pick the amount of cover which you require and also the length of time that you need to be insured for. The premiums which you pay will not change, meaning that you will always know what amount of money will be coming out of your bank account monthly. The other option they have for you is their mortgage life insurance, this is where the amount of cover decreases over the life of the insurance. This cover can be taken out by anyone who has a repayment mortgage because the amount of insurance cover decreases in line with what is outstanding on your mortgage account.

If you choose to take out a life insurance policy with the Legal and General you can add on those optional extras, to ensure extra protection and peace of mind. These extras would be:

A critical illness cover – which pays out the chosen amount of cover, should you be diagnosed with a specific illness (see specified illnesses), you are able to claim this during the policy term.

A waiver of premium – this means that you don’t have to pay any premiums should you suffer incapacity which is caused by injury or illness which stops you from working for 26 weeks or more.

For more information on Legal and General and a comprehensive list of products and services which they have on offer at present, visit their website at www.legalandgeneral.com, where you can also find a list of terms and conditions on all of the above products.