Does Travel Insurance Cover for an Emergency Ambulance?

There are many reasons as to why people take out travel insurance, but the real cost of not taking out travel insurance, can really hit home when something goes wrong. Some people are under the impression that they are covered by home insurance, credit card cover or private health cover, but this is not the case, and if you do run into an accident abroad, which ends up turning into an emergency then your holiday abroad could end up being an extremely expensive holiday.

So what is the cost of an air ambulance?

•   From the East coast in the USA an air ambulance could cost from £35,000 to £45,000
•   From the Canary Islands an air ambulance could cost £12,000 to £20,000
•   From Australia with a doctor, stretcher and scheduled flight then an air ambulance could cost £15,000 to £20,000.

It is important to remember that if you don’t choose to take out adequate travel insurance to cover for the above then the High Commission or the British Embassy will not foot the bill.

A good travel insurance policy should cover the following:

•   Insurance cover for if your possessions are stolen or lost.
•   In case you are sued for causing injury or damaging property, you will need to ensure that you have personal liability cover.
•   Insurance cover for curtailment or cancellation.
•   Insurance cover for medical and health cover for a sudden illness abroad or injury.
•   You will also need to ensure yourself for any extra activities for which you intend on doing such as snowboarding or skiing.

You also need to ensure that your travel insurance policy covers you for the whole time you are away on holiday.

So the answer is yes, a good travel insurance policy will cover you for an air ambulance. It is important that before taking out an insurance policy that you should read through the terms and conditions, which are usually available on your travel insurers website.

For more information on travel insurance and related products, check out www.insurance64.co.uk.