Is Travel Insurance Available to People over 65 in the UK?

A great way to find deals on travel insurance for people who are over a certain age, is to look online.  There are many travel insurance companies such as Direct Line and the AA all of whom offer a discount of around 15% for people who have certain medical conditions if you buy your insurance through them.  There are many other insurers which not only offer insurance to the over 65’s but offer insurance policies to people who are over the age of 75, these insurance companies include:

•    Churchill
•    Marks & Spencer
•    Saga

What sort of insurance premiums would I expect to pay?

Typically if you were to go through a company such as M&S, a travel insurance policy for a four week holiday would cost from around £118.64.  The price you pay will depend entirely which company you go through for your travel insurance. 

What would be covered by insurance?

Some of the benefits you would expect to receive through being insured would be:

•    Insurance cover for curtailment or cancellation.
•    Insurance cover for loss of luggage.
•    On most insurance policies you can also opt to add extras to your insurance policy, such as golf insurance, baggage insurance, business travel insurance, winter sports insurance.

If you are planning to travel more than once within a year it is a good idea to opt for an annual multi trip travel insurance, rather than a single trip.  The cost of these is a little more, but in the long run you will save money be doing this, plus you will only have the hassle of finding a good travel insurance once.  

Before committing to any travel insurance policy, always check through the list of terms and conditions (which can usually be found on the company’s website) to make sure that the policy covers for all your individual needs.

For more information on travel insurance and related products, why not check out the internet and companies such as www.insurance64.co.uk.