Does Travel Insurance Cover for Loss of Luggage?

Travel insurance is definitely an essential when it comes to going on holiday, it is not worth being caught out by risking not having travel insurance. Even if you are young and fit, travel insurance is put in place to not only insure for your health but other aspects of holidaying.

So what exactly does travel insurance cover for?

With companies like the AA you can get both a quote and purchase your travel insurance online via their secure website. The insurance cover will start immediately and you can get all of your documentation for the insurance via email within moments of purchasing your insurance policy. You can benefit from the following with the AA’s travel insurance:

•   You can be sure you will receive emergency assistance whilst you are travelling 365 days per year, 24 hours per day.
•   You can benefit from up to £5,000 cancellation cover per person.
•   Insurance cover for business travel is also included.
•   You could benefit from a discount for families or couples.
•   Insurance cover of up to £10 million in medical expenses.

If you are planning to go on a skiing or snowboarding holiday, then you will need extra cover, which is option against most standard insurance policies. You will need to take out a winter sporting insurance. Optional extra cover is also available for wedding and golfing cover.

Most insurance companies will cover for the loss of luggage. There is however, usually a limit on the amount of which you can claim for your luggage (for more information on this, check out the terms and conditions on your travel insurers website).