Does Travel Insurance Cover for Terrorism?

When it comes to travel insurance there are lots of things to consider, most people insure themselves in case of a medical emergency abroad, which literally can run into to thousands of pounds and without travel insurance you could ultimately find yourself in a tricky situation when it comes to payment.  There are thousands of insurance companies on the internet and knowing which ones are offering good deals can be tricky.  It is important that you know exactly what you need travel insurance wise before you sign up.  Knowing that you have all areas covered is important, so if you are going abroad to ski or snowboard and you only possess standard travel insurance, then it is imperative that you add on a winter sports insurance to this policy.  Winter sports cover is available as an extra to standard travel insurance. 

What is included on a standard travel insurance policy?

Usually on a single trip travel insurance policy you can expect to benefit from the following:

•    Insurance cover for up to £10,000,000 in medical expenses.
•    Insurance cover for up to 185 days on one trip.  
•    Cancellation insurance cover.
•    Personal accident insurance cover.
•    Insurance cover for business travel.
•    Insurance cover for emergency medical assistance.

The above is usually subject to terms and conditions which can be found on the insurance companies website. 

Am I covered for terrorism on a standard policy?

Most travel insurance policies do cover for emergency medical treatment after a terrorist attack has taken place.  This may not apply if you intend on visiting what is considered to be a dangerous country, such as that of Iraq.  It is important however, that you check through the terms and conditions on your travel insurance policy, to check that you are fully covered in the event of a terrorist attack, as some less expensive travel insurance policies do not cover for such events. 

Where can I find out more about travel insurance?

The internet is a great place to start, there are lots of companies such as www.insurance64.co.uk who have done the ground work on your behalf and researched the travel insurance companies.